Discover how car payment calculators help UK drivers secure the best finance deals in 2025. Learn to compare rates, understand true costs, and get approved even with medium credit scores. Complete guide with practical tips and FAQs.
Here, we share financial tips, credit guides, and stories that help you make informed decisions about your money.
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Discover how car payment calculators help UK drivers secure the best finance deals in 2025. Learn to compare rates, understand true costs, and get approved even with medium credit scores. Complete guide with practical tips and FAQs.
Just sold your car? Here's what you must do next. Thousands of UK drivers forget this crucial step every year—and it can cost you dearly. When you sell, part-exchange, or scrap your vehicle, you must notify the DVLA immediately. This isn't just good practice; it's a legal requirement that protects you from: Fines and penalty notices for offences you didn't commit Ongoing liability for an untaxed vehicle Complications with your credit record that could affect future car finance applications The good news? The process is incredibly simple in 2025. Complete your notification online in under 5 minutes, completely free, through the official gov.uk website. Whether you've sold privately or to a dealer, proper DVLA notification closes the chapter on your old car correctly—and positions you perfectly for financing your next vehicle.
Discover the best car finance deals in 2025 for medium credit scores. Get approved with competitive rates, flexible terms & expert tips for UK drivers.
Explore Alphera car finance with our complete 2025 UK guide. Compare their PCP & HP products, check eligibility requirements, and see current rates. Get your free, no-obligation quote today!
Wondering can you get car finance with an IVA? Motor Finance Today explains how specialist lenders approve IVA car finance, required documents, approval tips, and your options during or after an active IVA arrangement.
Discover what credit score is needed for car finance in the UK. Learn minimum requirements, how to improve your chances, and get approved even with fair or poor credit. Complete 2024 guide with expert tips.
Already on a car finance agreement and wondering whether you can boost your credit score at the same time? The answer is: yes, you can. At motorfinancetoday, we don’t just help you get behind the wheel—we’re also here to support your long-term financial health. In this guide, we’ll explain how your car loan impacts your credit profile and how to build or repair your credit while paying off your vehicle.
Thinking about getting a car but don’t have cash saved for a deposit? You’re not alone—and the good news is, yes, you can get car finance without a deposit. It’s more common (and more accessible) than many people realise. At motorfinancetoday, we help UK drivers find flexible no-deposit car finance options that suit all kinds of budgets and credit backgrounds. Whether you have excellent credit or you're working to rebuild it, there may be options available to you. In this guide, we’ll break down how zero deposit car finance works, who it’s best suited for, the pros and cons, and how to apply.
Buying a car doesn't always require a big upfront payment. Thanks to zero deposit car finance, it’s now easier than ever to get behind the wheel—without needing to dip into your savings. At motorfinancetoday, we understand that not everyone has cash set aside for a large deposit. That’s why we offer no-deposit car finance deals designed to make car ownership simple, accessible, and stress-free—no matter your financial situation.
When applying for car finance, one of the most important factors lenders consider is your credit score. But how good does your score really need to be? Can you still get approved if your credit isn’t perfect? In this guide, we’ll break down everything you need to know about credit scores and car finance, including what score you might need, how lenders assess you, and how to improve your chances of approval.
Your credit score plays a major role in whether you get approved for car finance—and the kind of deals you’ll be offered. A higher score can help you unlock lower interest rates, more favourable terms, and a wider choice of lenders. The good news? You don’t need perfect credit to secure a finance deal. With a few smart moves, you can improve your credit score before applying—and increase your chances of getting approved. Here’s how to start improving your credit profile today.
When it comes to financing a new or used car, two of the most popular options in the UK are Personal Contract Purchase (PCP) and Hire Purchase (HP). Both allow you to spread the cost of a vehicle over time—but they work differently and suit different types of drivers. At motorfinancetoday, we’re committed to making car finance clear, accessible, and tailored to your needs. In this guide, we’ll explain how PCP and HP work, their pros and cons, and how to decide which one is best for your situation.
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